From Cashback to Budgeting: 7 Apps That Help You Save in Singapore

In a fast-paced and often pricey city like Singapore, finding ways to save money has never been more important. Whether you're aiming to track your spending, earn cashback on your purchases, or uncover the best local deals, there’s an app for that. From dining and shopping to travel and personal finance, these apps are helping Singaporeans make smarter choices and stretch every dollar.

Here are 7 powerful apps that help you save more in Singapore—effortlessly and effectively.

🛍️ 1. ShopBack – Cashback on Everyday Shopping

ShopBack rewards users with real cashback when shopping online at platforms like Shopee, Lazada, iHerb, and more. It also supports selected in-store deals, making it one of the easiest ways to save while spending.

Start using ShopBack to earn cashback on your usual online shopping—it’s quick, easy, and works with dozens of popular platforms.

📱 2. Fave – Dining, Wellness & Fitness Deals

Fave helps users discover deals at restaurants, massage spas, gyms, and cafes across Singapore. With FavePay, you also earn instant cashback when paying through the app, making it ideal for spontaneous plans or everyday indulgences.

Double up on rewards by linking Fave with mobile payment platforms like GrabPay.

🚕 3. Grab – Everyday Spending with Rewards

More than just a ride-hailing app, Grab lets users earn GrabRewards points on food delivery, rides, groceries, and even in-store purchases. These points can be exchanged for vouchers or used to offset your next purchase.

The more you spend, the faster you level up your membership—and unlock better deals.

📊 4. Seedly – Track Your Spending Like a Pro

Seedly is a free personal finance app that connects to your bank accounts and credit cards to provide a clear view of your monthly spending. It automatically categorizes expenses, helps you set saving goals, and shows how your financial habits compare to others in Singapore.

A great tool for anyone looking to gain more control over their finances.

🛒 5. Carousell – Buy & Sell to Maximise Value

Carousell is Singapore’s top marketplace for secondhand goods. Whether you’re selling unused items or finding bargains on gadgets, furniture, or fashion, this app helps you save (and earn) without overspending.

You can also find brand-new items at lower prices—just check the “Condition: New” filter.

🧾 6. PayLah!, PayNow & PayAnyone – Smart Local Payments

These Singapore-based payment apps make everyday transactions seamless—and sometimes rewarding. From hawker stalls to minimarts, many merchants offer discounts or rebates when you pay using these digital wallets.

Look out for seasonal promotions or instant savings on small purchases.

✈️ 7. Klook – Staycation & Activity Deals

Klook offers discounted bookings for local experiences, staycations, and travel activities. Whether you're planning a quick weekend break or a family outing, you’ll often find bundled offers and flash deals that beat direct booking prices.

Discover Klook for travel and local experience deals, including staycations, attractions, and weekend activities in Singapore.

💡 Final Thoughts

From cashback and discounts to smarter budgeting and better spending decisions, these 7 apps have become part of the daily toolkit for cost-conscious Singaporeans. Whether you’re shopping, dining, commuting, or planning your next local getaway, there’s an app on this list that can help you save more in 2025.

Start using them today and watch your savings grow—one tap at a time.

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